http://www.chancel.org.uk/forum/ Chancel Repairs Forum Tag: check en Sun, 05 Feb 2012 04:54:12 +0000 http://www.chancel.org.uk/forum/topic/chancel-check-report#post-45 Wed, 23 Feb 2011 11:51:14 +0000 darren62 45@http://www.chancel.org.uk/forum/ <p>My mother is selling her house and has just been told by her<br /> solicitor that she will need totake out an insurance policy to<br /> cover her for any church repairs. What I am amazed at is how this<br /> has suddenly come into force as I have sold two houses and never<br /> been asked to take out any insurance policy for this.</p> <p>Another thing that bugs me is that the solicitor has told her the<br /> policy will cost £150. Where does that figure come from and why<br /> should my mother, as advised by her solicitor, offer to pay half,<br /> or £75 to the cost of such insurance.</p> <p>Brucejohn posts on here that the cost was £53 for him so how come<br /> my mother's solicitor is quoting her £150?</p> <p>Why should these even be enforcable anyway when all of us council<br /> tax payers pay a yearly fee to our parish for the upkeep of the<br /> parish.</p> <p>IMO something stinks here and I don't like it.</p> <p>If she has to get a policy I am sure she will as her solicitors are<br /> kind of frightening her that the house sale may fal through if she<br /> doesn't take out the insurance and at 70 I think they know she will<br /> not risk it. </p> http://www.chancel.org.uk/forum/topic/chancel-check-report#post-33 Sat, 08 May 2010 12:20:31 +0000 brucejohn 33@http://www.chancel.org.uk/forum/ <p>I am amazed that you can give this advise. Why should anyone be expected to pay for anyone else's<br /> insurance? Surely the new owner should insure themselves against any repair costs! I am also in this<br /> situation and will certainly not be paying up - £53! Rock the boat, indeed!!?? My buyer really wants<br /> this house, and if she pulls out because I won't pay for her insurance - £53!!?? - I'll be flabbergasted,<br /> but quite happy to put it back on the market.</p> <p>Can you explain why the seller is being asked to pay for this? Why not the buyer? What happens if the<br /> seller does not pay - is that against the law? I doubt it. And I think you ought to be advising the seller<br /> to act within the law. Why are solicitors even sending such a request to the seller? It brings the<br /> Conveyancing procedure into disrepute; it's vexatious. </p> http://www.chancel.org.uk/forum/topic/chancel-check-report#post-20 Fri, 09 Oct 2009 12:39:54 +0000 admin 20@http://www.chancel.org.uk/forum/ <p>Hi Sarah</p> <p>I'm not sure on the age of the church part but regarding the age of your house that really won't make any difference if the land has this obligation.</p> <p>I think you'll find most houses get flagged as 'at risk' or whatever they call it.</p> <p>Its one of these things you just ought to have, you'll probably have to bite the bullet and take out an indemnity policy on behalf of the new owners. You could play hardball and make them pay but for the cost of the policy it might not be worth rocking the boat. </p> http://www.chancel.org.uk/forum/topic/chancel-check-report#post-18 Tue, 29 Sep 2009 17:25:11 +0000 Sarahrobinson 18@http://www.chancel.org.uk/forum/ <p>Hi</p> <p>Can somebody help please? We're just in the process of selling our house and our buyers solicitors have said that our house has been identified on a Chancel Check Report but we have never heard of this and wasn't made aware of it when we purchased the house 6 years ago. I have just spoken to the vicar at our local church and he laughed when I told him as he said that they have just undergone a £250,000 refurbishment project which was paid for by the church. He said that the church was only built in 1824 and therefore, this chancel repair liability isn't applicable. He also said that it wouldn't be applicable because our house is only 10 years old!!</p> <p>Can you please clarify that this is correct before I respond to the Solicitor.</p> <p>Thanks very much in advance. </p>